We collect the following personal information for:
Registration: email address and zip code. jwfinancial.com offers a registration for newsletters and special offers, both internal and external. To ensure your privacy, this data is captured and managed in our data warehouse system and is accessed only by those thoroughly trained in the management and security of personal information. The information gathered is used so that you only receive offers of interest to you. If you do not wish to receive future emails from us, please let us know by sending an email to email@example.com
Customer Service: email address, zip code, first name, last name. This information is used to find a solution to your problem and/or to answer your question(s).
A) Description of Data Collected: Non-Personally Identifiable Information: When you visit the site, we collect some basic information that does not identify individual users. This includes pages visited, types of products purchased, and feedback from our visitors, as well as location data, logs and other communication data, and information about your computer and internet connection, including your IP address, operating system and browser type.
Third party advertising companies may use non-personally identifiable information (e.g., click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to this and other Web sites. These companies typically use a cookie or third party web beacon to collect this information. These third party cookies do not collect personally identifiable information. For more information about cookies and how to opt out of third party data collection, please see Section B of this policy.
Personally Identifiable Information: If you purchase an item online from us or interact with our website by submitting feedback, joining a mailing list, or writing a product review (Note: supplement/ delete this list as applicable to the site), you provide us with information including:
B) Offline/Online Data Use/Transfer and Opt-Out: We may share your non-personal information to deliver tailored advertising to you that match your interests when you visit our website as well as other websites.
Co-Hosted Forms: email address, address, first and last name, phone number, current utility information (account number, provider, meter number), credit card and/or direct debit bank account routing number, social security number. This information is used to switch your service, pay for your service, and contact you if need be.
Site Tools: We gather information from our online calculators, lookup tools, etc., to analyze the effectiveness of our site, product offerings, and marketing. None of this information is sold or shared with 3rd parties except in aggregate, such as broad demographics, key product interest, etc.
Survey: We occasionally ask our users to participate in surveys to help us better determine ways of meeting your needs. This information will only be used for the purpose of the survey, and will not be sold to others or used to market in any way.
Contest: email address, zip code, first and last name and other optional information. This information is used to contact you should you win our sweepstakes and, if you opt-in, to send you select offers we think you may benefit from.
Affiliate Program: email address, address, phone number, URL, first and last name, company name, social security number, business tax classification and site information. This information is used to investigate affiliate opportunities, pay affiliates, and keep affiliates informed of important changes.
*(In all cases where we collect a zip code, it is used for demographic analysis.)
When you sign-up for services on sites to which jwfinancial.com provides links, keep in mind you will be interacting with a third party that operates under its own privacy and security policies.
When registering, you must specifically "opt-in" to have your information shared with third parties. Therefore, you can complete a transaction on jwfinancial.com without receiving follow-up marketing materials.
If you no longer wish to receive our newsletter or promotional offers, you may "opt-out" of receiving these communications by clicking on the unsubscribe link in the email or by forwarding it in its entirety to firstname.lastname@example.org
We do not partner or have special relationships with any ad server companies.
Jwfinancial.com does not monitor "do not track" signals or similar mechanisms.
If there is a change to our information usage practices that affect your personally identifiable information, we will notify you by email of the relevant changes. We will also post policy changes to Jwfinancial.com so that you can choose to opt out of these new uses.
Jwfinancial.com uses SSL-encryption technologies when transferring and receiving consumer data on the site. Only employees who need the information to perform a specific job are granted access to personally identifiable information. All employees are kept up-to-date on our security and privacy practices. Every quarter, as well as any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure our customers' information is protected. Finally, the servers that we store personally identifiable information on are kept in a secure environment.
Jwfinancial.com uses email links located on the "contact us" page to allow you to contact us directly with any questions or comments you may have. We read every message and try to reply promptly to everyone. This information is used to respond directly to your questions or comments. We may also file your comments to improve the site and program, or review and discard the information. Your personal information is only shared with third parties only with your explicit permission.
Refund Policy: At time of cancellation from program clients will receive a full refund of monies from client third part administrator account minus any uncollected fees on debts that have been settled. Refunds does not include any third-party charges from payment processors or nationwide legal plan(s).
If you have any privacy questions, or feel jwfinancial.com is not following its stated information policy, you may contact us at: